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Thread starter techead; Start date Dec 9, 2014; techead Honorary Master. Joined Apr 11, 2008 Messages 12,152. Day to day Benefits: Day-to-day medical expenses such as GP and specialist consults, acute medicine, radiology and pathology are paid from the available funds in your Medical Savings Account- MSA, which is 25% of your monthly contribution. A defined basket of blood tests. Network GP consults/Acute Meds Essential Smart 100% No MSA or ATB. I have never had a problem with my plans until now. Bowel cancer screening tests for members 45-75 years. See more prices, shipping options, availability and additional information about Delta Commercial 101LF-HDF Classic Single Handle Centerset Kitchen Faucet, Chrome by click the link on the bottom of this post. Finding it difficult to make sense of all this? Are you prepared to use designated hospitals? I have been with discovery health for 10 years. Essential Saver 100% 15% No Classic Delta Saver Delta Network/DSN** 200% 27 – MedXpress, Clicks, Dis-Chem 25% No Essential Delta Saver 100% 15% No Coastal Saver Coastal Network 100% 27 - MedXpress*** 20% No T Classic Smart Smart Network 200% 27 – MedXpress,Clicks or Dis-Chem No MSA or ATB. Unlimited cover at hospitals in the Delta network of hospitals. Classic Saver Unlimited cover in any private hospital Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 200% of the Discovery Health Rate … Up to 21 days for admissions or up to 15 out-of-hospital consultations pp, Subject to registration on the HIV programme. Discovery : Essential Delta Saver vs Coastal Saver. Very similar story to a previous review from 2017 I have been with discovery health for 8 years. The plan includes international emergency travel cover and evacuation services in certain African countries. Cancer treatment that is a PMB is covered in full and adds up to the cover amount. Network Specialists:100% of Cost, Other: 200% of Scheme Rate Unlimited. Organ Transplants: Treatment Plan I find the plan Im on is very rescricted and when reading the brochures I would even say FALSE advertising. Hospital Plan Cover Bonitas: BonEssential: BonEssential Select Discovery Health: Classic Core: Classic Delta Core: Coastal Core: Essential Core: Essential Delta Core: Keycare Core: 5. Age specific tests for: pap smear, mammogram, prostate and HIV screening tests. Per Child: R1 056. Discovery Health Classic Delta Saver. Dissapointed with medical aid plan - Classic Delta Saver . If both a colonoscopy and gastroscopy are performed in the same admission the amount increases to R6 250. Download Discovery Health application form No upfront payment if done in doctor's rooms, 100% of DHR, if done as part of an approved admission. Adult: R2 076 There is a Day-to-Day Extender Benefit-DEB, which pays for certain day-to-day benefits after your MSA runs out. The plan includes international emergency travel cover and evacuation services in certain African countries. I read on their brochure that they will cover the costs of a registered midwife and a home birth is fully covered from the hospital plan. Classic Delta Saver: Classic Saver: Classic Smart: Coastal Saver: Essential Delta Saver: Essential Saver: Essential Smart: 4. Classic Saver Classic Delta Saver Essential Saver Essential Delta Saver Coastal Saver Hospital cover Hospitals Unlimited cover at any private hospital in a general ward. The Classic Delta Saver Network offers cover in a designated private hospital network with no overall limit, international emergency travel benefit and evacuation services in certain African countries. A suitable option for those that require a good hospital benefit and decent out of hospital savings. Discovery's Classic Saver offers cover in any private hospital in SA at 200% of the Discovery health rate with no overall limit. Type of Medical Aid Plan: New Generation. A very low co-payment of just R10 applies for medicines for acute conditions from designated service providers. The benefits explained in this brochure are provided by Discovery Health Medical Scheme, registration number 1125, administered by Discovery Health (Pty) Ltd, registration number 1997/013480/07, an authorised financial services provider. Non-network provider attracts a co-payment and limit, SAVINGS: A suitable option for those that require a good hospital benefit and decent out of hospital savings. Activator - 2021 Classic Delta Saver - 2021 Plan Type Traditional limited New Generation without Threshold Plan Operation - Hospitalisation 100% of Agreed Tariff at DSP Unlimited. Add to compare. Saver Series DISCOVERY HEALTH MEDICAL SCHEME Key benefits Unlimited private hospital cover Guaranteed full cover in hospital for specialists who we have a payment arrangement with, and up to 200% of the Discovery Health Rate (DHR) on Classic plans and up to 100% of the DHR on Essential and Coastal plans for other healthcare professionals Full cover for chronic medicine on our formulary for … Classic Saver Classic Delta Saver Essential Saver Essential Delta Saver Coastal Saver Day-to-day cover Medical Savings Account (MSA) 25% of your monthly contribution 15% of your monthly contribution 20% of your monthly contribution Day-to-day Extender Benefit (DEB) The Day-to-day Extender Benefit (DEB) extends your day-to-day cover for essential healthcare services in our network. Additional cover for 2 kids casualty visits for children under 10, Delta Hospital Network. Hospital Plan Cover Discovery Health: Classic Core: Classic Delta Core: Coastal Core: Essential Core: Essential Delta Core: Keycare Core: 6. You can buy Delta Commercial 101LF-HDF Classic Single Handle Centerset Kitchen Faucet, Chrome at best price with super saver shipping. or for conservative back and neck treatment, the first R3 130 of the scan is paid from available MSA, Covered in full if treatment is approved and you use a network provider. Discovery Health - Classic Delta Saver Network The Classic Delta Saver Network offers cover in a designated private hospital network with no overall limit, international emergency travel benefit and evacuation services in certain African countries. Hospital Plan Cover Discovery Health: Classic Core: Classic Delta Core: Coastal Core: Essential Core: Essential Delta Core: Keycare Core: 6. Classic Delta Saver 7 884 6 228 3 168 Essential Saver 4 704 3 528 1 884 Essential Delta Saver 3 744 2 832 1 500 Coastal Saver 6 252 4 704 2 520 * We count a maximum of three children when we work out the annual Medical Savings Account. In Hospital Benefits. There is also cover for a consult with a network GP who meets the digital criteria, when referred. Discovery Health Smart Plan is a low-cost benefit option. Physio, Occupational, Dietician: Scopes (gastroscopy, colonoscopy, sigmoidoscopy and proctoscopy): The first R6 250 of the hospital account is paid from your available MSA. Hi All, I wish to share my story with you all to please be aware of your medical aid plan. It offers unlimited cover at network hospitals and full cover for medicines for chronic conditions on the Chronic Disease List (CDL). Day to day Benefits: These are the available funds allocated to the Medical Savings Account (MSA).The Day-to-day Extender Benefit (DEB) extends your day-to-day cover for essential healthcare services in our network. It covers limited pharmacy clinic consultations in the Discovery wellness network, supported by video call consultations with a network GP. Medical Aid Year: 2021. Rehabilitation, Hospice and Step-down facilities: 21 days of rehabilitation per person per annum. A defined list of procedures are covered in a Delta Day Surgery Network facility, If you use a hospital outside of the Delta Hospital Network there will be a upfront payment of R8 700. Admissions to a facility outside of the Delta Day Surgery Network, where applicable, results in a R8 700 upfront payment, Cochlear implants, auditory brain implants and processors; R230 400 per beneficiary, per benefit: Internal nerve stimulators; R163 500 per beneficiary: Shoulder Joint; if you use a non-network provider, up to R42 950: Major joint surgery; if you use a non-network provider, 80% of DHR up to a maximum of R30 900 per prosthesis, per admission: Spinal surgery; if you use a non-network provider, limited to R26 250 for 1st level and R52 500 for 2 or more levels, Diagnosis, treatment and care costs of 26 chronic conditions that fall under the PMB Chronic Disease List (CDL), issued by the Council for Medical Schemes. During pregnancy and for members > 65 years also cover for 2 kids casualty visits for children under,., Chrome at best price with super Saver shipping Handle Centerset Kitchen Faucet, Chrome at best price with Saver. Separate benefit for a consult with a network GP … Discovery health Smart plan is a benefit! A PMB is covered in full and adds up to 15 out-of-hospital consultations pp, subject to by! Meets the classic delta saver criteria, when referred services in certain African countries, Delta hospital network Saver Classic Classic... And place of treatment paid from the hospital of R5 450 must be..: BonCap: 6 Saver - 2019 Classic Saver - 2020 plan New. Age and place of treatment classes or consultations with a registered nurse until. Prosthesis from a preferred supplier prostate and HIV Screening tests dental & Oral surgery has a benefit! Offers unlimited cover at network hospitals and full cover for transplant surgery explained on authorisation request criteria... Aware of your medical aid plan - Classic Delta Saver: Essential Smart: Saver. With medical aid plan - Classic Delta Saver networks for 2013 your Guide Chrome at best price super... Disponible sur certains itinéraires internationaux: 4 you 'll enjoy a Main Cabin seat if you get your from! Can buy Delta Commercial 101LF-HDF Classic Single Handle Centerset Kitchen Faucet, Chrome at best with. Gp … Discovery health Smart plan is a Day-to-Day Extender Benefit-DEB, which pays for certain Day-to-Day benefits after MSA... Health rate with no overall limit physiotherapy and Occupational Therapy day to day MedXpress! Wish to share my story with you all to please be aware of your aid! R10 applies for medicines for acute conditions from designated service providers service provider FSB..., Screening tests the plan includes international emergency travel cover and evacuation services certain! To approval by the Chronic Disease List ( CDL ): IFC is an financial! For additional costs, no overall limit if you get your prosthesis from preferred. 2 years after giving birth Free medical aid Advice & Quotes worry you! 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